Rent Management / Direct Debit
Tired of late rent?
Automate rent collection with Direct Debit. No chasing, no missed payments.
COHO’s fully integrated Direct Debits, powered by GoCardless, pulls the right payment on the right day, reconciles it automatically, and flags any issues early so you stay in control without lifting a finger.

One‑click setup
As soon as an applicant is approved, COHO walks them through setting up their GoCardless mandate, right inside the application flow. No separate links, no forgotten forms, no lost momentum. By the time they sign the tenancy agreement, the Direct Debit is ready to fire.
Zero‑click rent matching
COHO’s rent schedule tells GoCardless exactly how much to pull and when, for monthly, weekly or custom periods. Payments land in your client account, automatically matched to the correct charge by COHO’s Open Banking integration. Partial payments or fails are flagged instantly.
Credit control, built‑in
Failed payment? COHO launches its own credit‑control workflow: polite reminders, optional late‑fee charges and escalation rules you control. Most arrears resolve themselves with barely more than a couple of clicks.
Transparency for everyone
Tenants see upcoming pulls, paid history and mandate status in their app. No surprise debits.
Landlords & Agents view live collection success rates, failed payments and net pay outs on the COHO dashboard.
Accountants get clean, reconciled exports or instant visibility via Xero sync.
Flexible amounts & auto‑adjustments
Pro‑rata first months, mid‑tenancy rent increases or recurring service charges? COHO updates the Direct Debit schedule automatically, so you never have to cancel and recreate a mandate.
Client‑money compliance & settlements
Collected funds route to your protected client account, then roll straight into COHO’s settlement engine to pay landlords and suppliers in one click, with a complete audit trail included.
Cost‑effective, no extra log‑ins
You pay only GoCardless’s standard transaction fee. COHO adds no markup and charges no per‑user licence.
All staff, tenants and landlords access the same data in real time.
Ready to see Direct Debit in action?
What is stopping you taking the first step towards the next phase of your business growth?
“We certainly can see an improvement in the communication with tenants and a more sleeker approach to maintenance and also a nice onboarding journey for tenants.”
Lee Dumbarton
Urbanshare